Historically, only banks and large institutions could invest in consumer credit. With Secure Loan USA, you can get new access to an asset class that institutions have enjoyed for decades, diversify your portfolio, and potentially earn competitive returns.
Notes are assets that correspond to fractions of loans, in amounts as low as $25
Diversify your Secure Loan USA portfolio by purchasing Notes that correspond to different loans and borrowers
Here’s how to get started with Secure Loan USA.
Opening an account is quick and easy. Choose from a regular investment account or a retirement account.
Automate investments based on a pre-selected strategy, or browse loans and purchase Notes manually.
Link a bank account and transfer as little as $1,000 to a Secure Loan USA account by ACH, wire, or check. We deposit investment earnings back into the same bank account.
Secure Loan USA offers multiple account options for investors.
Get started as an investor with a standard individual investment account. This is our most popular account type.
Investors can make tax-deductible contributions up to the statutory contribution limit with a Traditional IRA. Investments can grow tax-free and are taxed upon distribution. Plus, for many investors, we’ll cover the annual fees.
Roth IRAs can offer tax-free growth and distributions, but the contributions to a Roth IRA are not tax-deductible. There is no minimum distribution required for investors over the age of 70 1/2.
Open a Secure Loan USA IRA by transferring funds from a retirement plan established with a previous employer, such as a 401(k) or a 403(b). Our preferred custodian, IRA Services Trust Co. (ISTC) 4, offers a fast and easy rollover service.
Investors can open an account with a spouse, partner, or anyone with whom they have joint investment goals.
Investors can open an account for a trust, which is owned by the trust with the trustee(s) exercising control of the account.
Corporations and businesses interested in investing through Secure Loan USA can appoint a designated representative to manage a portfolio on their behalf.
Guardians and custodians interested in establishing accounts for minors can take advantage of Secure Loan USA options for Uniform Transfers to Minors Act (UTMA) and Uniform Gifts to Minors Act (UGMA) accounts.