Credit Card Consolidation

Why pay off your credit cards with a loan?

Save money by reducing your interest rate.

"I am saving a ton by paying off all my credit cards and my monthly payment is lower. I was already making extra payments to the CC companies to pay down my debt but this is such a huge advantage!"

— SecureLoanUSA Customer

How it works

Apply from anywhere. Get your money fast.

What customers are saying

Getting rid of high credit card debt

The cost of the loan was a lot lower than the credit cards and the loan will be paid off in a shorter period. It is great to see the debt more manageable.

– thomas12 from Gastonia
paid off his credit cards

Simple Process and Quick Response

I was very surprised at how easy the process was and how quickly they gave me an answer. I was able to consolidate all my payments into one and have less stress!

– JesGR from Laredo
consolidated her debt

Fantastic! Thank you :)

Quick and easy! I'm on my way to being credit card debt free and could not be happier! Thank you, Secure Loan USA

– KC from Arlington Heights
consolidated his debt.

Get your rate in minutes

Won't affect your credit score

Borrow up to 40,000

How can we help?

You have questions. We have answers.


  1. 1
    How does the money get to me?

    Your loan funds are automatically deposited right into your bank account, which gives you the flexibility to choose which credit cards you want to pay down. Depending on your bank, it may take a few days for the funds to appear in your account after your loan is issued.

  2. 2
    How quickly can I get a credit card consolidation loan?

    The entire process typically takes about 7 days. In some cases, it may take a little longer, depending on what we need from you. You can complete the entire process from the comfort of your home, or even on your phone! 

    You can keep things moving by checking your To-Do List to make sure we have all the information and documents we need. 

    Once your loan is approved and backed by investors, your money is automatically deposited directly into your bank account. Depending on your bank, this step can take a few more days.

  3. 3
    How do I make payments?

    With a personal loan through Secure Loan USA, you can choose to make payments automatically each month from your bank account. We’ll email you a reminder a few days beforehand so you can make sure money is there. 

    Because you have a single payment each month and a fixed loan term, you’ll know exactly how much you owe each month and you can circle the day you’ll be debt free. 

    You can also change your payment date, make additional payments, or pay off your loan right from your Account Summary. And if you prefer to pay by check, we offer that option as well.

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